Mercedes-Benz Finance Solutions

With an award-winning total cost of ownership, the Mercedes-Benz Van is a clear choice for business owners seeking value and efficiency from their commercial vehicle. With a wide range of finance options to choose from, Mercedes-Benz Financial Services offers flexible packages available to fit your specific business needs.. Our family of finance professionals are dedicated to providing you with a first-class purchasing experience that will get you behind the wheel of a Mercedes-Benz Van.

Commercial Retail Financing

We have nearly 40 years of experience in commercial financing and understand that our customers may need a specialized payment structure. Our commercial retail financing options give Mercedes-Benz Van customers the opportunity to customize a comfortable payment schedule that best fits their needs. We can accommodate up to 90 days to first payment, balloon and skip payment options as well as accelerated payment options. The customer will own the vehicle at the end of the term and be able to take advantage of the depreciation benefits.**

Vehicle Lines of Credit

This solution makes the vehicle financing process easier by eliminating the need to submit a credit application for each transaction after a Line of Credit has been established. As a result, fleet managers can plan ahead for future acquisitions more efficiently. They will receive rate and credit line structures based on their fleet size. Line of Credit customers may acquire vehicles under any of the Mercedes-Benz Van Finance and Lease Options.

Fair Market Value (FMV) Lease

The FMV lease is a closed-end lease agreement that meets all the requirements of an operating lease. It is commonly referred to as a walkaway lease since the lessee can simply turn in the vehicle and walk away from the vehicle at lease maturity and after meeting all obligations of the contract, subject to certain return conditions and mileage restrictions. There is no acquisition fee or up-front payment and payments may be expensed against income** while the lessee avoids the risks and responsibilities typically associated with vehicle ownership.

Terminal Rental Adjustment Clause (TRAC) Lease

The most popular form of commercial leasing is a TRAC lease. It does not require any acquisition fee or up-front payment or excess mileage charges and lease payments may be expensed against income.** With a TRAC lease, the Mercedes-Benz Van customer is responsible for the residual value of the vehicle, so that value is determined with customer input.* There are also multiple options at lease-end including acquiring the vehicle or receiving the excess proceeds upon MBFS’ sale of the vehicle (if applicable).

Zero-TRAC Lease

The Zero-TRAC leases offer many of the same benefits as the traditional TRAC lease, including having the payments expensed against income** and no excess mileage charges. A Zero-TRAC lease is a fully amortized lease that offers ownership of the vehicle at lease-end with little or no cash outlay.*** Our entire family of finance professionals is dedicated to providing you with a first-class financing experience.

* Actual rates, terms, down payment, advance and program eligibility will be determined by Mercedes-Benz Financial Services’ credit team based upon creditworthiness of customer. Program rates or terms may be changed or the program may be terminated at any time at the sole discretion of MBUSA and MBFS. ** Consult your tax or financial advisor for tax and accounting treatment. *** Sales tax may be due in some states.